As the countdown to President-elect Trump’s return to the White House draws closer, the Biden administration is scrambling to cement its legacy through a flurry of last-minute executive actions. It’s like watching someone hastily scribble graffiti on a building just before the wrecking ball swings. Among these efforts, Biden’s latest push for sweeping student debt forgiveness is less about genuine compassion and more about political theatrics.
This isn’t a case of helping struggling Americans get back on their feet. It’s a big-government overreach that places the burden squarely on the shoulders of hardworking taxpayers, many of whom never took out student loans in the first place. And it doesn’t stop there. Biden’s plan doesn’t just target current borrowers—it extends the handout to “future borrowers” as well. The audacity is staggering.
A Hasty Attempt at a Legacy
With time running out, Biden’s Department of Education is racing to finalize a federal rule that would forgive student loans for 8 million borrowers. The plan uses what it calls a “predictive assessment” to determine who qualifies for relief. Essentially, the government claims it can predict who is most likely to default on their loans and preemptively forgive their debt.
Think about that for a moment. The government is playing psychic with taxpayer money, deciding who deserves a financial pass based on assumptions and data models. It’s no wonder President-elect Trump has floated the idea of dismantling the Department of Education altogether—it’s moves like this that highlight its inefficiencies and overreach.
And Biden doesn’t stop at current borrowers. His plan opens the door for future borrowers to seek relief as well, relying on what’s being called a “holistic assessment” of hardship. Translation: even if you haven’t taken out a loan yet, as long as you might face financial trouble someday, you could qualify for forgiveness. How is this remotely fair to Americans who worked hard, saved for college, or chose trade schools to avoid debt altogether?
Ignoring the Rule of Law
This isn’t Biden’s first attempt to push through student loan forgiveness. Earlier in his presidency, the Supreme Court struck down a similar overreach, reminding him that sweeping policy changes must go through Congress, not the stroke of a pen. Yet here we are again, with Biden flouting the Constitution in a desperate bid to secure his ideological goals before the clock runs out.
Make no mistake—this isn’t about helping everyday Americans. It’s a final act of political pandering to his base, one last attempt to score points before exiting stage left. And as with so many of Biden’s policies, it’s the middle-class taxpayer who will foot the bill.
The Cost of “Compassion”
Biden’s plan is a slap in the face to Americans who lived within their means, worked through school, or took non-traditional paths to success. It punishes those who scrimped and saved for tuition or diligently paid off their loans. What message does this send? That personal responsibility no longer matters?
Beyond the immediate unfairness, this kind of unchecked debt relief fuels inflation, drives up tuition costs, and devalues degrees. Colleges and universities, knowing the government is willing to forgive loans, have little incentive to control skyrocketing costs. Meanwhile, the cycle of dependency deepens, as more students take on excessive debt expecting future bailouts.
Debt forgiveness may sound compassionate on the surface, but in reality, it’s anything but. It shifts the financial burden onto responsible citizens and discourages accountability. This isn’t the America most of us believe in—a land where hard work and good decisions should be rewarded, not penalized.
Hope on the Horizon
Fortunately, Biden’s time in office is coming to an end. President-elect Trump has already made it clear that his administration will prioritize fairness and accountability. That means undoing Biden’s reckless giveaways and implementing policies that benefit all Americans, not just those who fit a specific political narrative.
Trump understands that true leadership involves tough choices and a commitment to the greater good, not just appeasing political allies. When he steps into office, Americans can look forward to a government that respects their hard work and stops playing fast and loose with the future.
The Bigger Picture
This final push for student debt forgiveness is emblematic of the Biden administration’s broader approach—one that prioritizes ideology over common sense and legacy-building over lasting solutions. But as we prepare for a new chapter under President-elect Trump, there’s hope for a return to policies that value accountability, fairness, and respect for the Constitution.
Biden’s parting gift to America may be chaos, but Trump’s leadership promises a path to restore order. Let’s hold on to that optimism and look forward to a government that serves the people, rather than indebting them further for the sake of political games.
